Terence Ong Sea Eng, Senior Executive Vice President at UOB Group has been at the forefront of the transformation of the bank in recent years. He runs the bank's investment banking and asset management businesses and has the ear of the board. In particular he has been instrumental in pushing the Singapore banking giant to move to more fee-based business and diversify away from the core lending business. Variously described as an innovative thinker and a forward looking by those who have worked with him, Ong is widely seen as a key actor in UOB's ongoing re-characterization. Here he talks to FinanceAsia.com about UOB's plans for China, for divestments, for capital raising...