I have read your article citing Lee Chuk Yan regarding pensions. I suspect that there is more to it than he states.
There has been a history in Hong Kong of several employers choosing low risk funds with guarantees in the ORSO Ordinary Retirement Scheme Ordinance regime because they did not want to have their employees' retirement money suffer the possibility of diminution due to adverse cycles of high risk products. Mr Lee cites that employers are offering only low risk products - if that is the case and he has hard evidence he should report the facts to the MPFA that has the authority to investigate such practices....
